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Hey Movendi,

Tough call... how long are you going to be here in all?

Could be worth looking at some online brokers too, I had a look at some for a Mexico trip we'll be doing next week and there seems to be a few out there, so worth a look.

I'd say it'd almost be worth getting 3 months worth, then applying for MSP as soon as you get settled. That way you're only paying through the nose for 3 months worth of coverage. Still, that's me...

Also, will you only be boarding in Canada, or are you going to hit the US too? You're probably right with the coverage thing if you're going to be boarding in the US, as things can get fubar down there if you don't have enough coverage and they need to pull you out of the woods.

Again, tough call...

Actually, a friend of mine just got a years worth of travel insurance for the US for about $50 - she's living across here, and I'm not sure what sort of deal it is, but she was definitely getting it for snowboarding. Off piste and backcountry stuff is different from the usual though, so you may pay a premium for that... not sure if it's different if you're a resident of Aus vs Canada? Certainly be worth looking at some brokers online and seeing what they can do, and changing your nationality from AU to CAN and checking.

If you're going to be here longer than three months, I'd definitely say get MSP, as if you're snowboarding in BC and have accidents, then you'll be covered after that three month period at least.

It'll be interesting to hear how you go with the study thing as well - I've heard from a bunch of people who come across here to work, but not that many who are here to study - keep us updated on what you get up to!

I just got 12mth worldwide travel insurance through itrek travel insurance $800 for the twelve mths on their top cover it. It covers snowboarding as long as it is recreational and within the boundries of a resort/ski field

The place I think we'll be going with is http://www.kanetix.ca/, and I just have a look and they actually even have travel insurance policies for International Students... could be worth a look.

Cilla, that's quite a reasonable policy I think, particularly if it's for anywhere in the world. I guess it doesn't really suit Movendi as it doesn't cover out of bounds stuff.

Sounds like you might be stuck paying a premium if you want to go off piste... bugger!

That's a bit crazy. Tell you what, would you be able to get regular travel insurance for day to day stuff, which would be cheaper, then see if there is something the other guys use when you get across here, and only get that for the periods you're actually going back country? Might be a bit of screwing around, but hey, could be cheaper too.

Hey guys,

I have a bit of a problem here.
I'm leaving Australia in February 3.
However I won't get to Canada till sometime in March because i'm going on Holidays to the Philippines first. (i'm going on a WHP permit)

Ok my problem is that I don't know when i will be coming back to Aus. If i like Canada i will end up staying the 24months there.
If i don't... i might come back after 6months.

I haven't found a travel insurance company that will insure you if you don't have a return date. Now i could just easily make one up (e.g. coming back in 6months and say I will return in July. Then extend the policy if i plan on staying in Canada).

I rang itrek and they said I NEED a return ticket to Australia when i leave to be able to be covered.
Is this true?

@ Cilla,
did you have a return ticket?
I was hoping since it's all over the net, they couldn't check whether i have a return ticket or not.
Upon reading their Policy Document, it mentions about in terms of a claim and you have to be sent back to Australia, they will use my return ticket (which i wouldn't have) towards the cost.

Please help me out here guys.

Thanks in advance!

thanks for the reply Jake.

Althought it is all online and i could do the "dodgy" and say i have this return ticket on this date and so on.
My issue is that, they might void my ticket in the event that I claim and i don't have return ticket to show.

Now I could just buy a return ticket if something happens, before i make the claim, the problem will be, what if i'm too injured(which obviously hoping it doesn't happen) but if that situation did arrive where a family member has to make the claim for me and yet doesn't know about me needing to purchase a return ticket first.
I'm worried my insurance policy might be voided and i cannot claim anymore.

How do people going to Canada on WHP or similar get travel insurance and don't have return tickets.

Any ideas?

http://www.travelinsurancedirect.com.au … lia-faqs/?

20.  Can I puchase a policy if I am departing on a one way ticket?
Yes, you can!

When purchasing a policy, enter the date you want the policy to end in the 'return date' section. Please be aware however that if you need to be repatriated during your trip and do not hold a return ticket at that time, you will be charged for the cost of that return ticket by the insurer.

No I don't have a return ticket, the end date on my policy is exactly 12mths from the date i leave, with the option to extend.

As Jake has said that if they have to send you home they deduct the cost of your return ticket from their costs, if you don't have one they will charge you for one. Here is the wording used severl times in the itrek PDS

"We will not pay for:
the cost of a return ticket if You have not purchased a return air ticket to Australia. Note: We will deduct from Your claim the cost of the fare between Your last intended place of departure to Australia, at the same cabin class as Your initial departure fare."

Also I can't see how they could say you have to have a return ticket and offer insurance that lasts for more then 12mths as you can't book airfaires generally any earlier then 10 or 12mths in advance. So you wouldn't be able to have a return ticket.

So I've probably come back into this conversation at a late stage, but why are you guys paying for extended travel insurance when you can get BC MSP pretty easily within 3 - 4 months then get temporary travel insurance while visiting the states/elsewhere?

Just curious to see if there's something I'm missing

yup agreed with Jared,

thats why i need only 5months insurance.
1-2 in the philippines and 3-4 in canada.

woohoo almost there, leave australia in 3weeks lol

at $66 per mth and no real plans on my travels i figured it was a good option.